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Corporate FDs

Corporate FDs — Earn More Than Your Bank FD

Corporate Fixed Deposits (FDs) present an excellent alternative for conservative investors looking for higher yields than traditional bank deposits. Sourced from highly-rated, financially sound corporates and NBFCs, these fixed-income instruments offer predictable returns with flexible interest payout options (monthly, quarterly, or on maturity) to optimize your regular cash flows.

Higher Interest Rates

Top-Rated Issuers

Flexible Payout Options

Work Process

Step-By-Step Guide How We Work

01
Step

Fixed Income Needs Assessment

We understand your desired monthly income, risk tolerance, and investment horizon for FD planning.
02
Step

Issuer Comparison

We compare current interest rates, credit ratings, and issuer stability across top NBFC FD programs.
03
Step

Investment Structuring

We design an FD ladder — allocating across tenures and issuers to optimize both return and liquidity.
04
Step

Renewal & Reinvestment Management

We notify you at maturity and help you reinvest at the best available rates — ensuring no idle funds.

Want to know more about Corporate FDs?

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    LETTER
    FAQ

    Frequently Asked Questions

    Corporate FDs carry credit risk — if the issuing company faces financial distress, repayment can be affected. This is why we recommend only AAA or AA+ rated issuers like Bajaj Finance and HDFC Ltd, which have an impeccable track record.

     

    Interest from corporate FDs is fully taxable as “Income from Other Sources” at your applicable income tax slab rate. TDS is deducted at source if interest exceeds ₹5,000 per year.

     

    Most corporate FDs accept a minimum of ₹10,000–25,000. Issuers like Bajaj Finance and Shriram Finance have accessible entry points.